*Financing offers use LightStream's longest term available, with the lowest APR for a $38 995 used auto purchased from a dealer. Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Excellent credit is required to qualify for lowest rates. Rate is quoted with AutoPay discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% points higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

Payment example: Monthly payments for a $38 995 loan at X% APR with a term of 7 years would result in 84 monthly payments of $XXX.XX.

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